Understand money. Build your future
Understanding lending doesn’t require a degree in finance, but it does help to know the everyday mechanics: who lends, who borrows, how interest and fees are applied, and what protections and risks shape the...
Lending in the United States is a vast ecosystem that moves money from savers and institutions to people and businesses that need capital. Whether you’re applying for a credit card, taking out a mortgage,...
Most of us interact with credit and loans dozens of times in our lives—when we swipe a card at checkout, finance a car, take out a student loan, or use a line of credit...
Everyday decisions—from buying a car to starting a business—often rely on borrowing. In the United States, lending and credit form the backbone of personal and commercial finance. This guide walks through how lending works,...