Understand money. Build your future
Most Americans don’t set out to make bad financial choices. Yet routine errors — missed bank statements, impulse purchases, relying on a single account, paying only the minimum on a credit card — add...
Most Americans have faced a money misstep—an overdraft fee, a missed credit card payment, a subscription forgotten until the annual charge hits. These errors rarely come from malice or ignorance alone; they accumulate from...
Money decisions often feel like a series of small, independent steps: pay this bill, swipe this card, skip that savings transfer. But those steps accumulate into habits, risks and, for many Americans, a fragile...
Financial missteps are almost universal: missed payments, overdraft fees, impulse purchases, and investment errors. The reasons are rarely only about knowledge. A web of cognitive biases, short-term pressures, weak systems, and missing safeguards makes...
Money missteps are nearly universal — and many arise from the same mix of behavioral blind spots, structural barriers, and knowledge gaps. This article walks through the most common errors US consumers make with...