Understand money. Build your future
Most Americans don’t set out to make bad financial decisions. Yet the daily interplay of emotions, confusing products, competing priorities and simple inertia means mistakes pile up faster than people expect. This article walks...
Most Americans want to be financially secure, yet common mistakes—from skipping emergency savings to misusing credit—repeat across households. These errors rarely stem from ignorance alone. They arise from cognitive shortcuts, social pressures, flawed systems,...
Most Americans intend to manage money responsibly, but day-to-day choices, habits formed early, emotional impulses, and systemic frictions turn good intentions into costly outcomes. This article unpacks why financial mistakes are so common, how...
Most Americans have faced a money misstep—an overdraft fee, a missed credit card payment, a subscription forgotten until the annual charge hits. These errors rarely come from malice or ignorance alone; they accumulate from...
Money decisions often feel like a series of small, independent steps: pay this bill, swipe this card, skip that savings transfer. But those steps accumulate into habits, risks and, for many Americans, a fragile...
Financial missteps are almost universal: missed payments, overdraft fees, impulse purchases, and investment errors. The reasons are rarely only about knowledge. A web of cognitive biases, short-term pressures, weak systems, and missing safeguards makes...
Money missteps are nearly universal — and many arise from the same mix of behavioral blind spots, structural barriers, and knowledge gaps. This article walks through the most common errors US consumers make with...