Understand money. Build your future
Credit and lending are the engine behind many everyday decisions: buying a car, financing education, smoothing cash flow for a small business, or covering an emergency. Understanding how lending works in the United States—how...
Borrowing money is an everyday part of life for many Americans, but the mechanics behind loans, credit, and risk are often misunderstood. This article walks through the essentials of how lending works in the...
Understanding lending doesn’t require a degree in finance, but it does help to know the everyday mechanics: who lends, who borrows, how interest and fees are applied, and what protections and risks shape the...